Following the Federal Reserve’s decision to approve a modest interest rate increase, banking insiders anticipate that larger banks will increase their lending to small businesses in 2016. Even before the Fed made its long-anticipated move, the percentage of loan applications approved by big banks already had increased to the highest level since the subprime mortgage debacle of 2008. Unfortunately, this post-recession high is only about 23 percent, which means that many small business owners continue to have trouble getting credit from brick-and-mortar banks.
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