Excerpt
401(k) News and Strategies
Many employees who save for retirement through an employer plan have ravaged their accounts in recent years. In fact, it’s the more mature workers – age 40 to 49 – who represent the largest group making withdrawals from their 401(k) plans. Among them, about half admit they’ve used these taxable withdrawals to pay current bills and debt; more than 12 percent say they’ve used 401(k) funds to pay for housing, according to a report on HelloWallet, an online financial guidance service.
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